| 新型农村合作医疗保险制度参保模式研究 |
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| 引用本文： | 谭湘渝. 新型农村合作医疗保险制度参保模式研究[J]. 改革与战略, 2008, 24(1): 80-81,149 |
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| 作者姓名： | 谭湘渝 |
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| 作者单位： | 重庆工商大学财政金融学院,重庆,400067 |
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| 基金项目： | 重庆市教委人文社科课题 |
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| 摘 要： | 当前新型农村合作医疗保险制度实行自愿加入的参保模式，但在实施中产生了“逆向选择”等诸多问题。笔者从制度设计目标和制度变迁模式等角度分析了实行强制保险的必要性，认为目前实行自愿参保仍然是未来一段时间内的现实选择，但是，当新型农村合作医疗保险制度基本覆盖全国农村居民之后，就必须开始着手推进强制保险工作。
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| 关 键 词： | 新型农村合作医疗 参保模式 强制保险 |
| 文章编号： | 1002-736X（2008）01-0080-02 |
A New Pattern of Participation in the Rural Cooperative Medical Insurance |
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| Tan Xiangyu. A New Pattern of Participation in the Rural Cooperative Medical Insurance[J]. Reformation & Strategy, 2008, 24(1): 80-81,149 |
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| Authors: | Tan Xiangyu |
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| Affiliation: | Tan Xiangyu (Finance School of Chongqing Technology ＆ Business University, Chongqing 400067) |
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| Abstract: | There are many problems currently in implementing the pattern of voluntary insurance in participate in the new rural cooperative medical insurance, such as ＂adverse selection＂. The author analyzed the necessity in implementing the mandatory insurance from the target in system design and mode choice, and then considered that it is still a realistic choice to implement the voluntary insurance in a period of time, but the mandatory insurance must be carried out as soon as the new rural cooperative medical insurance is carried out all over the national rural areas. |
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| Keywords: | new rural cooperatives medical insurance pattern of participation mandatory insurance |
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