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怀化市信贷结构与经济发展匹配情况的调查与思考
引用本文:宁洪才. 怀化市信贷结构与经济发展匹配情况的调查与思考[J]. 企业技术开发, 2009, 28(3)
作者姓名:宁洪才
作者单位:中国人民银行怀化市中心支行,湖南,怀化,418000  
摘    要:在以间接融资为主的融资格局下,信贷结构调整对经济结构调整和地方经济发展具有重要意义。本文通过对怀化市近年来信贷结构变化的特点及其与经济发展匹配状况的研究发现,信贷结构在基本能满足地方经济社会发展要求的同时,也存在产业集中、区域集中、行业集中和期限结构失调等问题,并且针对存在的问题提出了相关对策建议。

关 键 词:信贷结构  结构调整  存在问题  对策建议

The investigation and consideration on the situation of the matching of credit structure and economic development of Huaihua city
NING Hong-cai. The investigation and consideration on the situation of the matching of credit structure and economic development of Huaihua city[J]. Technological Development of Enterprise, 2009, 28(3)
Authors:NING Hong-cai
Affiliation:Huaihua Downtown Branch of People's Bank of China;Huaihua;Hunan 418000;China
Abstract:Under the financing pattern that gives priority to the indirect financing, the adjustment of credit structure has a great significance on economic restructuring and local economic development. Based on the research of structural changes in the characteristics of credit and its relationship to match the state of economic development of Huaihua City in recent years, this paper puts forward that the credit structure can meet the requirements of economic and social development,but at the same time, there are al...
Keywords:credit structure  structural adjustment  the existed problem  suggestions  
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