我国商业银行不良资产证券化浅析

本文分析了资产证券化在处理我国商业银行不良资产的必要性和可行性,以及其运行过程中出现的问题。同时在操作环节上提出了具体的政策建议,为我国国有商业银行不良资产证券化的运作提供依据。

On China commercial bank non-performing assets securitization

This paper analyses the securitization of assets in dealing with bad assets of China’s commercial banks of the necessity and feasibility,and its operation in the process of the problem.At the same time in accordance with China’s realities,in the areas of operation has put forward specific policy proposals for China’s state-owned commercial banks non-performing asset securitization provide the basis for the operation.