商业银行业务创新探析

市场经济环境下的金融业竞争日益激烈,尤其在经历了金融海啸之后,商业银行要取得长足的发展,要获得强大的竞争力,必须开展业务创新。文章对国内商业银行业务创新存在的问题进行了分析,并提出了一些业务创新思路。

Study on innovation of commercial banks

Under the environment of market economy,especially after the financial crisis,the competition in financial industry is increasingly fierce.In order to obtain considerable development and strong competitive power,commercial banks must develop business innovation.This paper analyzes the problems in the business innovation in demestic commercial banks and proposes some thoughts for business innovation.