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对商业银行开办收费权质押法律问题的思考
引用本文:丁宝华,吕波. 对商业银行开办收费权质押法律问题的思考[J]. 新疆财经学院学报, 2006, 0(3): 28-31
作者姓名:丁宝华  吕波
作者单位:中国民生银行驻杭州分行稽核专员办事处,浙江杭州310009
摘    要:近年来,一种新的融资担保方式——收费权质押已经逐步出现在各商业银行的融资业务中。但是由于相关法律规定滞后,收费权质押在实践中遇到了质押权难以实现等问题,在一定程度上给银行带来了风险。银行在收费权质押业务上应从经济和法律的视角对业务的风险和可行性进行全面评价和预测,真正把收费权质押业务发展成为新的利润增长点。

关 键 词:商业银行  收费权  质押
文章编号:1671-9840(2006)03-0028-04
收稿时间:2006-06-06
修稿时间:2006-06-06

Speculations on Lawful Issue of Commercial Banks Initiating the Pledge of Charging Rights
DING Bao-hua,LV Bo. Speculations on Lawful Issue of Commercial Banks Initiating the Pledge of Charging Rights[J]. Journal of Xinjiang Finance & Economy Institute, 2006, 0(3): 28-31
Authors:DING Bao-hua  LV Bo
Abstract:In recent years, a new kind of financing way, pledge of charging rights appears gradually in the financing busi nesses of commercial banks. However, the lagging formulating of relative law and regulation makes numerous obstacles in prac rice, such as the charging rights can not be achieved, which to a certain extent brings risks to the commercial banks. This arti cle tries to approach and illustrate the theory and practice of pledge of charging rights.
Keywords:Commercial Bank   Charging Rights   Pledge
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