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湖南省政策性农业保险模式发展探析
引用本文:王韧.湖南省政策性农业保险模式发展探析[J].湖南商学院学报,2011,18(2):107-109.
作者姓名:王韧
作者单位:湖南商学院财政金融学院,湖南长沙,410205;湖南商学院地方金融研究所,湖南长沙,410205
基金项目:湖南省教育厅科学研究优秀青年项目,湖南省科技计划项目,2009年湖南省情咨询项目
摘    要:湖南是农业大省,发展农业保险,对确保农业经济的持续增长及农村社会稳定有着重要意义。经历几十年的发展,湖南省政策性农业保险已经初步形成自己的特点,并建立了三种主要模式,从总体来看,尽管成效不小,但仍需要在立法、风险分散、需求激励以及技术创新等方面进行改革,以达到优化保险制度模式的目的。

关 键 词:农业保险  财政补贴  模式

Analysis on the Models of Agricultural Insurance in Hunan
WANG Ren.Analysis on the Models of Agricultural Insurance in Hunan[J].Journal of Hunan Business College,2011,18(2):107-109.
Authors:WANG Ren
Institution:WANG Ren1,2(1.School of Finance,Hunan University of Commerce,Changsha,Hunan 410205; 2.Research Institute of Local Finance,Hunan University of Commerce,Changsha,Hunan 410205)
Abstract:As an agricultural giant,it is very important to develop agricultural insurance which makes great contributions to the steady growth of the agricultural economy and the stability of the countryside in Hunan Province.During these years,the policy-guided agricultural insurance in Hunan has formed its own characteristics,and three kinds of models have been founded.Despite the rapid progress,legal system and reinsurance should be built and the desire for agricultural insurance as well as technical innovation should be promoted to optimize the models.
Keywords:agricultural insurance  financial subsides  models
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