互联网金融监管的难点和突破

近年来,互联网金融迅速崛起,推动了互联网和金融的融合。作为金融体系的有益补充和金融创新的探索,互联网金融对金融监管提出了新的挑战。如何保障互联网金融监管到位,又促进互联网金融健康发展,是值得研究的重要课题。本文对互联网金融的涵义进行介绍,总结出互联网金融监管存在的难点,并在确立互联网金融监管原则的前提下对如何合理进行互联网金融监管提出建议。

Difficulties and Breakthroughs with Supervision of Internet Financing

In recent years,the rapid rise of internet financing has promoted the integration of internet and finance.As a useful supplement of the financial system and the exploration of financial innovation,internet financing has posed challenges to financial supervision.It is an important subject worth studying in regard to how to make sure that internet financing is supervised in full aspects as well as promoting the healthy development of the online finance.This paper has introduced the implications of the internet financing,summed up the difficulties emerging from internet financial supervision.On the premise of establishing the principles of supervision,the paper puts forward proposals regarding internet financial supervision.