我国农业保险发展的现状及对策——以区域化发展为视角

近年来，我国农业保险在持续发展过程中出现了一些问题，最为突出的是在区域间发展不平衡，而且现有保险模式难以兼顾不同区域经济发展状况、农业风险和农业生产布局的特殊性。推进我国农业保险，应根据经济发展的状况和农业保险发展水平合理划分农业保险区域，平衡和协调好农业保险市场，根据区域特色因地制宜寻求农业保险发展模式，进而促进农业保险平衡协调可持续发展。

Developmental Situations and Strategies on China＇s Agricultural Insurance from the Perspective of Regional Development

In recent years, the sustainable development of China＇s agricultural insurance is unbalanced among regions, while the current insurance model can not cover the peculiarity of economic development, agricultural risks, and agrieultural production allocation in differ- ent regions. Therefore, we should properly reallocate the field of agricultural insurance according to the development situation of economy and agricultural insurance, balance and coordinate the agricultural insurance market, seek development model fit for agricultural insurance based on local conditions, and promote coordinated and sustainable development of agricultural insurance.