次贷危机对我国金融创新监管的启示

通过对次贷危机传导机制的分析我们可以看到,对金融创新监管的滞后、不到位是导致危机迅速扩大蔓延的重要原因,这暴露出美国金融监管体制在金融创新监管方面存在的缺陷,而我国在金融创新监管方面与美国存在一些共性的问题,我们要正确处理金融创新与金融监管关系,完善监管体系结构,较变"机构监管"为"功能监管",创新监管方式。

Studies on the Financial Innovation Supervision under Subprime Mortgage Crisis and its Enlightenment to China

The lag of financial innovation supervision is the important reason of subprime mortgage crisis rapidly expanding,this has exposed the defects of the U.S.financial regulatory system in the supervision of financial innovation,but there are some common questions in our country with the United States in supervision of financial innovation.Article discusses a number of enlightenment from the U.S.subprime mortgage crisis and the financial regulatory reform,and draw some lessons to improve our country's financial...