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The effects of mortgage laws on home mortgage rates
Authors:Mark Meador
Affiliation:Office of Policy and Economic Research, Federal Home Loan Bank Board, Washington, D.C. and Loyola College, Baltimore, Maryland, USA
Abstract:Mortgage rates differ between regions because of usury laws, not import of mortgage funds, loan-to-value ratios, and mortgage laws. This study focuses on the effects that state laws regarding foreclosure have on regional mortgage rates.
Keywords:Address reprint requests to Dr. Mark Meador   Office of Policy and Economic Research   Federal Home Loan Bank Board   Washington   D.C. 20552   USA.
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