| 汽车消费贷款保证保险合同的性质及责任承担 |
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| 引用本文： | 马治国,谢茜.汽车消费贷款保证保险合同的性质及责任承担[J].当代经济科学,2006,28(1):112-117. |
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| 作者姓名： | 马治国 谢茜 |
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| 作者单位： | 西安交通大学,人文社会科学学院,陕西,西安,710049 |
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| 摘 要： | 我国的保证保险业务的开展起步较晚,在目前的发展中出现了大量的纠纷,其中以汽车消费贷款保证保险合同最为典型,已经对该业务的发展构成了严重威胁.通过对保证保险的性质进行分析和界定,总结我国汽车消费贷款保证保险业务中出现的各种纠纷案件以及司法实践中对纠纷处理的不同结果,针对现存的法律难点问题对其产生的主要原因进行探讨,才能对汽车消费贷款保证保险纠纷的合理解决在立法与司法层面上提出参考性对策.
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| 关 键 词： | 汽车消费贷款 保证保险合同 法律性质 纠纷处理 |
| 文章编号： | 1002-2848-（2006）01-0112-00 |
| 收稿时间： | 2005-11-26 |
| 修稿时间： | 2005年11月26 |
The Legal Character and Responsibility of Auto Loan Guarantee Insurance Contract |
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| MA Zhi-guo,XIE Xi.The Legal Character and Responsibility of Auto Loan Guarantee Insurance Contract[J].Modern Economic Science,2006,28(1):112-117. |
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| Authors: | MA Zhi-guo XIE Xi |
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| Abstract: | Numerous disputes have been observed in the lately operation of guarantee insurance in China,especially in auto loan guarantee insurance contracts.This raises serious barriers to its development.This article defines the nature of guarantee insurance,summarizes various cases of disputes in auto loan guarantee insurance operations and their different settlement results in judicial practices,and explores the main reasons that produce existing legal difficulties.The authors also put forward recommendations of reasonable resolution to auto loan guarantee insurance disputes at legislative and judicial levels. |
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| Keywords: | Auto loan Guarantee insurance contract Legal character Dispute settlement |
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