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中国人口老龄化对人身保险市场发展的影响分析——基于省际面板数据的经验分析
引用本文:张连增,尚颖.中国人口老龄化对人身保险市场发展的影响分析——基于省际面板数据的经验分析[J].保险研究,2011(1):46-53.
作者姓名:张连增  尚颖
作者单位:南开大学经济学院风险管理与保险学系;
摘    要:本文基于我国30个省、市、自治区(除西藏外)1997年~2008年度面板数据,运用面板回归的计量分析方法,对中国老龄化背景下人身保险市场的发展情况进行了研究.中国人口老龄化的到来,为人身保险市场的发展既创造了机遇,也带来了挑战,本文经过反复的实验估计,认为老龄化对人身保险市场的推动作用要大于其阻碍作用,并且老龄化程度越...

关 键 词:老龄化  人身保险市场  区域化  弹性系数

A panel data statistical analysis on the effects of population aging on personal insurance market in China
Zhang Lian-zeng,Shang Ying.A panel data statistical analysis on the effects of population aging on personal insurance market in China[J].Insurance Studies,2011(1):46-53.
Authors:Zhang Lian-zeng  Shang Ying
Institution:Zhang Lian-zeng,Shang Ying
Abstract:Based on panel data of 30 provinces,municipalities and autonomous regions in China(excluding Tibet) for the period of 1997-2008,this paper aimed to research the development of personal insurance market under the background of population aging.In China,the arrival of population aging has created opportunities and challenges to the personal insurance market.With many rounds of experiments and projections,the paper came to the conclusion that for the development of the personal insurance market,population agin...
Keywords:population aging  personal insurance market  regionalization  elasticity coefficient  
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