我国互联网金融发展模式与对策建议

我国互联网技术发展迅猛，现代化信息科学技术渗透生活方方面面，其对金融领域的影响尤为突出，改变了大众投资消费观念及渠道。在未来，传统的金融模式将不再是现代社会唯一的金融融资模式。从互联网金融的产生入手，总结归纳了互联网金融的特点及存在模式，并结合我国现阶段互联网金融的发展情况，对当前发展中存在的问题与风险进行了分析，探讨了未来我国互联网金融模式的发展方向并就面临的问题提出相应解决对策。

The Countermeasures on Internet Financial Mode in China

The fast development of internet technology in China, modern information science and technology permeate all aspects of life, especially its impact on the financial sector, changed the investment consumption idea and the channels of the masses. In the future, the traditional financial pattern will no longer be the only modern society financial mode. From the produce of the internet financial, this paper sums up the characteristics and problems of the internet financial mode, combining with the development of the internet financial situation at the present stage in China, the current problems existing in the development and risk are analyzed, and discusssd the future development direction of internet financial mode in China and puts forward corresponding countermeasures on the problems.