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| 中小企业融资安排新进展与商业银行功能转变 | |
| 引用本文： | 李富有,陈稳进. 中小企业融资安排新进展与商业银行功能转变[J]. 当代经济科学, 2001, 23(6): 65-67 |
| 作者姓名： | 李富有 陈稳进 |
| 作者单位： | 西安交通大学经济与金融学院,陕西 西安 710061;中国银行深圳市分行,广东 深圳 518001 |
| 摘 要： | 近几年来，金融在支持中小企业发展方面已经取得了实质性进展：贷款总量稳步增加；融资方式有了新的变化；信用担保机构建立并已发挥作用；金融服务水平有所提高。但由于商业银行功能弱化、金融结构调整滞后于经济结构优化等原因仍不能满足迅速崛起的中小企业的融资需求。要解除中小企业融资困境，必须从转变商业银行的五项功能入手。 |
| 关 键 词： | 中小企业融资 商业银行 银行功能 金融体制 |
| 文章编号： | 1002-2848(2001)06-0064-05 |
| 修稿时间： | 2001-09-12 |
The new development of financial arrangement for medium & small enterprises and the function change of commercial banks |
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| LI Fu you,CHEN Wen jin. The new development of financial arrangement for medium & small enterprises and the function change of commercial banks[J]. Modern Economic Science, 2001, 23(6): 65-67 | |
| Authors: | LI Fu you CHEN Wen jin |
| Abstract: | Financial institutions have made substantial development in helping medium & small (M&S)enterprises recently gradually increasing loans;new changing of funding methods;established credit insurance institutions which did work;upgrading of financial services.Because of the weakening of commercial banks' functions;financial structure adjustment lagging behind economic structure improving and so on,commercial banks cannot meet M&S enterprises funding needs yet.To solve the trouble M&S enterprises trapping in,we have to change the five functions of commercial banks. |
| Keywords: | M&S enterprises fundint commercial banks function changing |
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