中国的利率管制与利率市场化

中国政府的金融约束政策在维系金融体系稳定、促进经济发展和金融深化等方面曾取得令世人瞩目的成就 ,但利率管制的金融约束政策也付出了一定的代价。随着中国加入WTO的临近和中国金融市场的开放 ,利率市场化已经成为历史的必然 ,然而目前实施利率市场化仍然存在着众多的约束。只有解除这些约束 ,中国利率市场化改革方可稳健地进行

Interest Rate Control and Market-oriented Interest Rate in China

The financial restraint policies adopted by Chinese government have achieved remarkable success in assuring a stable finance, economic growth and sound finance.The financial restraint policies of interest rate control also have costed much.Market oriented interest rate is historically inevitable for China′s WTO accession and the opening of financial market to the outside world,but,there are considerable restrained factors to put market oriented interest rate into action.Market oriented interest rate can be put in place unless those restrained factors are released.