| 保险实务中弹性免赔方式下的破产概率研究 |
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| 引用本文： | 陈宁,刘昌辉.保险实务中弹性免赔方式下的破产概率研究[J].改革与战略,2010,26(3):73-75. |
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| 作者姓名： | 陈宁 刘昌辉 |
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| 作者单位： | 1. 中国矿业大学《北京》管理学院,北京,100083
2. 中核四○四有限公司,甘肃,兰州,732850 |
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| 摘 要： | 文章基于弹性免赔方式的优点，在相关文献的基础上，研究了这一新的免赔方式的破产概率，并将其与初始免赔方式的破产概率进行对比，为实务中保险人的经营风险防范提供理论基础。
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| 关 键 词： | 弹性免赔方式 初始免赔方式 破产概率 |
Ruin Probability of Flexible Deductible Model in Insurance Business |
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| Chen Ning,Liu Changhui.Ruin Probability of Flexible Deductible Model in Insurance Business[J].Reformation & Strategy,2010,26(3):73-75. |
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| Authors: | Chen Ning Liu Changhui |
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| Institution: | 1. School of Management, China University of Mining ＆ Technology (Beijing), Beijing 100083; 2. CNNC 404 CO., LTD, Lanzhou, Gansu 732850) |
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| Abstract: | Due to the advantages of flexible deductible model, this paper analyzes ixxts ruin probability based on relevant references and compares it with ruin probability of initial deductible model, providing theoretical basis for insurers to prevent business risks. |
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| Keywords: | flexible deductible model initial deductible model ruin probability |
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