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我国商业银行竞争力的综合评价
引用本文:王思薇,何枫.我国商业银行竞争力的综合评价[J].商业研究,2005(13):22-26.
作者姓名:王思薇  何枫
作者单位:陕西师范大学,国际商学院,陕西,西安,710062
摘    要:随着我国加入WTO,我国商业银行面临着巨大的竞争压力,而正确认识我国商业银行竞争力是提升其竞争力的基础。在构建银行竞争力评价指标体系的基础上,对我国商业银行的规模竞争力、盈利能力、风险资产、市场竞争力、技术竞争力、金融创新以及人员文化层次和职称结构要进行综合评价,从而制订出国有商业银行股份化、功能性重组等提升银行竞争力的对策。

关 键 词:银行竞争力  指标体系  综合评价  对策建议
文章编号:1001-148X(2005)13-0022-04
修稿时间:2004年3月22日

The Comprehensive Evaluation on Chinese Commercial Banks' Core Competence
WANG Si-wei,HE Feng.The Comprehensive Evaluation on Chinese Commercial Banks'''' Core Competence[J].Commercial Research,2005(13):22-26.
Authors:WANG Si-wei  HE Feng
Abstract:After entering the WTO,the commercial banks of our country meet the enormous competitive pressure.To recognize correctly the competitiveness of Chinese commercial banks is the basis of improving the competitiveness.The paper is to build the competitiveness evaluation index system,evaluating scale competitiveness to profitable capability,market competitiveness,venture assets,technological competitiveness,finance innovation and personnel cultural level and academic structure.It puts forward some plausible suggestions of promoting bank competitiveness,such as a full-fledged shareholding system of state-run commercial banks or functioal reorganization.
Keywords:bank core competence  index system  comprehensive evaluation  countermeasures
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