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我国农村小额信贷效率低下的成因探析
引用本文:李娟. 我国农村小额信贷效率低下的成因探析[J]. 财务与金融, 2008, 0(5): 20-22
作者姓名:李娟
作者单位:湖南农业大学人文社会科学学院
摘    要:针对我国农村小额信贷宏观效率与微观效率均较低下的现状,本文从农村金融体制、农村小额信贷风险度量、农村小额信贷运营成本、政府财政基础等方面出发,对我国农村小额信贷效率低下的原因进行了探讨。

关 键 词:小额信贷  信贷效率  成因

The Cause Study on Low Efficiency of Rural Microfinance in China
Li Juan. The Cause Study on Low Efficiency of Rural Microfinance in China[J]. Accounting and Finance, 2008, 0(5): 20-22
Authors:Li Juan
Affiliation:Li Juan (The Humanities College of Hunan Agricultural University, Changsha, Hunan, 410001 )
Abstract:Aiming at the present situation of low efficiency against macro-efficiency and micro-efficiency of rural microfi nance, this paper inquires into the cause of low efficiency from rural financial mechanism, risk survey, run cost and fiscal base.
Keywords:Microfinance   Financial Efficiency   Cause
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