| 保险发展对经济增长的影响:一个文献综述 |
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| 引用本文： | 何小伟.保险发展对经济增长的影响:一个文献综述[J].湖北经济学院学报,2014,12(5):57-62. |
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| 作者姓名： | 何小伟 |
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| 作者单位： | 对外经济贸易大学保险学院,北京,100029 |
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| 基金项目： | 2013年中国保监会部级课题“反映宏观经济活动的保险指标体系研究” |
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| 摘 要： | 本文对保险发展与经济增长之间的理论分析和实证分析作了一个全面的综述。理论分析表明,保险业对经济增长的影响主要集中于提供风险保障、扮演金融中介、促进风险管理三方面。实证分析表明,保险发展与经济增长之间存在着显著的正相关关系,这证实了保险发展促进经济增长的假说。文章最后指出了未来的研究方向。
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| 关 键 词： | 保险发展 经济增长 风险保障 金融中介 |
Insurance Development and Economic Growth: A Review |
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| HE Xiao-wei.Insurance Development and Economic Growth: A Review[J].Journal of Hubei University of Economics,2014,12(5):57-62. |
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| Authors: | HE Xiao-wei |
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| Institution: | HE Xiao-wei (College of Insurance ,University of International Business and Economics, Beijing 100029, China) |
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| Abstract: | This paper reviews and appraises theoretical and empirical research on the connections between insurance development and economic growth. Theoretic analyses shows that insurance development stimulate economic growth through the following three channels： risk indemnification, financial intermediation, and risk management. Empirical researches indicate that there is a significant positive relationship between insurance development and economic growth, which validates the prediction that insurance development influences economic growth. The paper highlights some areas needing additional research. |
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| Keywords: | insurance development economic growth risk indemnification financial intermediation |
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