金融发展与江苏省海洋经济增长关系的实证研究

本文以江苏省为研究对象,围绕金融发展与江苏省海洋经济增长关系这一问题,检验了江苏省沿海三市的存贷款总额和保险行业保费收入与江苏海洋经济增长之间的关系.研究发现,海洋经济的增长离不开金融有力的支持,但江苏沿海三市金融发展水平有限,金融对海洋经济的促进作用微弱.因此,江苏海洋经济发展应该考虑到金融发展,完善金融机构和创新金融产品是目前江苏海洋经济增长最紧迫的任务.

Empirical Research on Relationship between Financial Development and Marine Economic Growth in Jiangsu Province

This paper takes Jiangsu Province as an example to test the relationship between deposits and loans of three coastal cities, insurance premium income and economic growth in Jiangsu. The research shows that marine eco- nomic growth needs strong financial support. However the finance of three cities along the coast of Jiangsu develops so slowly that finance has weak effect on marine economy. Therefore, the development of Jiangsu marine economy should take financial development into consideration. It is the most important task to improve the financial institutions and fi- nancial product innovation.