| 《征信业管理条例》对贷款风险分类的影响及其应对 |
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| 引用本文： | 秦闰.《征信业管理条例》对贷款风险分类的影响及其应对[J].西部金融,2014(7):88-89. |
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| 作者姓名： | 秦闰 |
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| 作者单位： | 中国农业银行上海浦东分行,上海200120 |
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| 摘 要： | 本文从贷款风险形态、风险分类结果、风险分类信息、分类结果认识等四个方面对《征信业管理条例》实施对贷款风险分类的影响进行了阐述,并从合规性、合同条款、征信系统、风险管理等方面提出了改进建议。
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| 关 键 词： | 征信 贷款风险分类 |
The Influence of Regulation on the Administration of Credit Investigation Industry on the Loan Risk Classification and Its Response |
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| QIN Run.The Influence of Regulation on the Administration of Credit Investigation Industry on the Loan Risk Classification and Its Response[J].West China Finance,2014(7):88-89. |
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| Authors: | QIN Run |
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| Institution: | QIN Run (Shanghai Pudong Branch of Agricultural Bank of China, Shanghai 200120) |
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| Abstract: | The paper expatiates on the influence of Regulation on the Administration of Credit Investigation Industry on the loan risk classification from four aspects of the loan risk forms, risk classification results, risk classification information, classification result knowledge, and puts forward suggestions for improvement from such aspects as compliance, contract terms, credit investigation system and risk management and so on. |
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| Keywords: | credit investigation loan risk classification |
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