世界经济一体化与商业银行发展

随着各个国家经济联系范围不断扩大及各国对外经济准入政策的放宽 ,加之信息技术、网络技术的发展 ,使各国经济融入世界范围的经济一体化格局。国际资本流动速度加快、范围扩大和国际贸易的飞速发展 ,既是世界经济一体化的必然结果 ,也是促进世界经济一体化的重要因素。而这些相互关联的各个方面又同时对各国的银行业产生巨大的影响。本文通过分析当前世界经济一体化的格局、国际贸易的发展状况及国际资本流动趋势 ,研究在此基础上我国商业银行发展面临的机遇和挑战以及应对措施

World Economic Integration and Development of Commercial Banks

The constant extension of the economic connection among countries, the loosening of the countries' policy for economic enrty permission and the development of information and internet technology make the economy of every country merged into world economic integration. The international capital flows faster and gets wider, the international trade makes rapid stride, they two are not only the inevitable outcomes of world economic integration, but also the important factors which promote the integration. At the same time, the connected aspects influence bank industry in every country. This article analyses the nowadays structure of world economic integration, situations of international trade development and the tendendcy of international capital flows. Based on the analysis, the article researches the opportunities and challenges the commercial banks of our country confronted during the course of development, and also advances the measures as a reply.