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建立个人征信权益保护制度研究
引用本文:田霏,何亚琴,张水泉.建立个人征信权益保护制度研究[J].河南金融管理干部学院学报,2010,28(4):13-15.
作者姓名:田霏  何亚琴  张水泉
作者单位:中国人民银行定西市中心支行,甘肃,定西,743000
摘    要:结合我国个人征信权益保护的现状,分析我国个人征信权益保护存在的问题及制度缺陷,认为个人信用信息权益保护的核心在于:既要保证信用信息的收集与使用符合法律规定,又要充分保证个人在征信活动中的同意权、知情权、异议权、退出权以及救济权,自上而下通过法律法规对个人征信权益进行保护。

关 键 词:征信权益  个人隐私  立法保护

A Study on Establishing Individual Credit Information Rights Protection System
TIAN Fei,HE Ya-qin,ZHANG Shui-quan.A Study on Establishing Individual Credit Information Rights Protection System[J].Journal of Henan College of Financial Management Cadres,2010,28(4):13-15.
Authors:TIAN Fei  HE Ya-qin  ZHANG Shui-quan
Institution:TIAN Fei,HE Ya-qin,ZHANG Shui-quan(Dingxi City Central Sub-branch of the People's Bank of China,Dingxi,Gansu 743000,China)
Abstract:In view of the status of individual credit information rights protection in China,an analysis is made on individual credit rights protection problems and institutional defects in China.The paper holds that the core of individual credit information rights protection is not only to ensure the credit information collection and in usage compliance with the laws,but also to ensure such personal rights during the credit information activities as right to consent,right to know, right to dissent,right of withdrawal...
Keywords:credit rights  personal privacy  legislation to protect  
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