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个人住房贷款的风险与防范
引用本文:许玉丽,李群. 个人住房贷款的风险与防范[J]. 经济与管理, 2004, 18(8): 71-72
作者姓名:许玉丽  李群
作者单位:石家庄市商业银行,长安支行,河北,石家庄,050000;河北教育出版社,财务科,河北,石家庄,050061
摘    要:随着个人住房消费贷款业务的快速发展,其存在的风险也越来越突出地表现出来,如何将风险隐患扼制于萌芽中, 本文从借款人、开发商、贷款人三方就个人住房贷款易形成的风险及如何防范进行分析。

关 键 词:个人住房贷款  风险  防范
文章编号:1003-3890(2004)08-0071-02
修稿时间:2004-04-11

Study On Evading the Risk Of Individual Housing Loan
XU Yu-li,LI Qun. Study On Evading the Risk Of Individual Housing Loan[J]. Economy and Management, 2004, 18(8): 71-72
Authors:XU Yu-li  LI Qun
Abstract:With individual housing loan developing rapidly, there are more and more risks appeared clearly. How to evade the risk when it is just a symptom of a trend? Based on this question, the paper analyzes the risk and the measure of evading the risk from three perspectives: the debtor, the creditor, and the real- estate developer.
Keywords:individual housing loan  risk  evade.
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