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对金融业统一征信平台搭建的思考——基于银行、证券、保险信息共享的探索
引用本文:汪继宁.对金融业统一征信平台搭建的思考——基于银行、证券、保险信息共享的探索[J].河南金融管理干部学院学报,2013(3):43-46.
作者姓名:汪继宁
作者单位:中国人民银行铜陵市中心支行,安徽铜陵,244000
摘    要:分析目前我国征信系统框架的现状与局限,并从金融产品形式变革是常态,银行、证券、保险信息终将标准化共享这一视角出发,提出金融业统一征信平台搭建架构的新思路。

关 键 词:金融业  统一征信平台  信息共享

Views on Establishing a Unified Platform for Credit Reference in Financial Industry——Based on Exploration of Information Sharing among Securities, Insurance and Banking Industries
WANG Jining.Views on Establishing a Unified Platform for Credit Reference in Financial Industry——Based on Exploration of Information Sharing among Securities, Insurance and Banking Industries[J].Journal of Henan College of Financial Management Cadres,2013(3):43-46.
Authors:WANG Jining
Institution:WANG (Tongling City Central Sub -branch of the People's Jining Bank of China , Tongling , Anhui 244000, China )
Abstract:An analysis is made on the current situation and the limitations for the framework system of China' s credit reference at present. Then the paper proposes a new philosophy to build a framework unified platform for credit reference in financial industry from the perspective that the change of financial product form is normal, and that information in banking, securities, insurance industries will be standardized and shared in the end.
Keywords:financial industry  unified platform for credit reference sharing
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