保护弱势群体与社会信用机制的构建

利用委托代理理论构建了不对称信用博弈模型,分析信用危机产生的原因后指出,强势部门可以利用其所拥有的市场力在信用博弈中获取不公正的利益。强势部门的失信行为不仅直接影响经济效率,也对社会诚信道德产生负面作用。因此,在构建进行社会信用制度时,必须考虑社会公正问题,要强调对社会弱势群体的利益保护,限制强势部门的失信行为。道德约束与制度规范在社会信用构建中的作用是相辅相成的,加强制度建设、强化道德教育是加快构建我国信用制度的基本思路。

Protecting the Disadvantaged Group and Constructing Social Credit Mechanism

The model of asymmetry Credit Game was constructed through the principal-agent theory,and the reasons for the credit crisis was analyzed.It was pointed out that the strong sector can obtain unjust interests in credit game by making use of it's market power.Breaking promises not only influences on economic efficiency directly,but also brings about negative effects.Therefore,we must take social justice issues into account,stress the social protection of the interests of weak groups and restrict strong sector'...