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| 新型农村金融机构发展中的激励机制分析 | |
| 引用本文： | 周素彦,周文平,张双英. 新型农村金融机构发展中的激励机制分析[J]. 金融理论与实践, 2011, 0(11) |
| 作者姓名： | 周素彦 周文平 张双英 |
| 作者单位： | 1. 河北金融学院,河北保定,071051 2. 中国人民银行石家庄中心支行,河北石家庄,050000 |
| 基金项目： | 河北省科技厅课题《河北省新型农村金融机构发展问题研究》(课题编号:104572040-15)的部分研究成果 |
| 摘 要： | 2007年以来,我国新型农村金融机构获得了较快发展,但发展速度却慢于银监会的试点计划和三年工作安排进度。究其原因主要是银监会在监管力量不足的情况下采取了过于保守的政策,这项政策大大降低了合格发起人的数量并降低了县域经济主体的参与积极性;地方政府和大中型商业银行的激励不足等。文章认为,应采取建立新型农村金融机构组建特区,增加对大中型商业银行建立新型农村金融机构的激励,建立两级金融监管体制和稳定的农村金融补贴机制等措施来推动我国新型农村金融机构又好又快的发展。 |
| 关 键 词： | 新型农村金融机构 金融监管体制 村镇银行 |
Analysis on Incentive Mechanism in the Development of New Type of Rural Financial Institutions |
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| Zhou Su-Yan , others. Analysis on Incentive Mechanism in the Development of New Type of Rural Financial Institutions[J]. Financial Theory and Practice, 2011, 0(11) | |
| Authors: | Zhou Su-Yan others |
| Affiliation: | Zhou Su-Yan and others |
| Abstract: | New rural finance sector have developed rapidly since 2007,but slower than the 3 years plan of banking regulatory commission in China.The main reason is : the conservative policies making by China banking regulatory commission reduces the quantities of qualified sponsors and lowers the enthusiasm of the county' participator;local government and big-middle commercial bank got few encouraging.The article suggests: we should set up special zone of new rural finance and increase the encouraging to big-middle co... |
| Keywords: | New Type of Rural Financial Institutions Financial Supervision Mechanism Rural Bank |
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