从国有商业银行组织的变迁看我国银行并购的意义

国有商业银行组织变迁的历史表明 ,银行组织规模边界的过度扩张 ,虽然最大限度地动员金融资源 ,支持了国民经济增长 ,但也直接导致了国有商业银行配置金融资源的低效率。银行并购则可以优化国有商业银行组织结构 ,提高国有商业银行的竞争力 ,并保持金融体系和社会秩序稳定 ,促进国民经济持续增长。

The Importance of Bank M&A From the Perspective of the Organizational Transition of State- owned Commercial Banks in our Country

The bistory of the organizational transition of state commercial banks in our country shous that excessive expansion of banking organizations may maximize the use of financial resources, but directly leads to lower efficiency. Bank M&A will perfect the organizational structure of state-owned commercial banks, promote the ir competition power, stabilize the financial system and social order, and support sustainable economic growth.