论我国责任保险市场的发展与规范

责任保险发展的思想基础是以服务社会为宗旨，用科学发展观提升保险经营理念，制定与国民经济宏观发展战略相协调的财产保险公司经营发展战略目标，将保险公司的短期利益与中、长期发展目标相结合。要最大限度发挥保险的社会管理功能，必需妥善处理好保险公司及各行业的经济效益与社会效益之间的关系，在通过整合保险各类资源要素向规模型、效益型产品和市场推进的同时，还应注重发展长线产品，通过研发责任保险产品，开拓财产保险新领域。

A Research on the Development and Standardization of Chinese Liability Insurance Markets

The ideological basis for the development of liability insurance is aimed to serve the society and promote the insurance management concepts with scientific developing thought and work out a strategic goal suited with the macroeconomic development of national economy, combine the short-term interests, medium-terminterests with long-term interests. To exert the social management function of insurance, we should deal with the relationship between economic benefits and social benefits of insurance and other industries. We should promote the scale and efficiency products and market by integrating varied resource elements. Meanwhile, we should attach importance to long cycle products and expand the new fields of property insurance by developing liability insurance products.