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化解资本困境 强化风险管理
引用本文:李娟. 化解资本困境 强化风险管理[J]. 北方经贸, 2012, 0(7): 89-90
作者姓名:李娟
作者单位:陕西省行政学院,西安,710068
摘    要:资本作为对抗金融风险的缓冲器,对于商业银行是一个十分关键的要素。巴塞尔新资本协议使我国商业银行资本面临的困境加剧,走出这一困境要重视资本管理和提高资本充足水平。

关 键 词:资本  风险  商业银行

The Applied Analysis of Data Mining to the Credit card of Commercial Bank
Li Juan. The Applied Analysis of Data Mining to the Credit card of Commercial Bank[J]. Northern Economy and Trade, 2012, 0(7): 89-90
Authors:Li Juan
Affiliation:Li Juan(Shanxi Academy Of Governance,Xi’an,Shanxi Province,710068)
Abstract:Data Mining,as a new kind of technique for dealing with commercial information,has a large application value in the professional work of credit card.This paper put the method and advantage of Data Mining as a base,analyzing its application from the two angles: one is keeping the customer relationship and the other is controlling risk.
Keywords:Data Mining  Credit card  Commercial bank
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