| 我国中小企业信用体系建设探析 |
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| 引用本文： | 张文路.我国中小企业信用体系建设探析[J].中国工业经济,2004(7):29-34. |
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| 作者姓名： | 张文路 |
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| 作者单位： | 山东大学经济学院,山东,济南,250100 |
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| 摘 要： | 本文从分析我国中小企业信用建设的现状和问题入手,提出政府适当介入是目前中小企业信用体系建设的突破口和切入点,并进一步提出了政府介入中小企业信用体系建设的主要做法:介入中小企业的信用评价;承担一定比例的贷款损失风险;建立担保机构和激励约束机制;全面实施投资制度和金融制度创新,等等。
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| 关 键 词： | 信用体系建设 政府介入 银行贷款 |
| 文章编号： | 1006-480X(2004)07-0029-06 |
Probe and Analysis on Credit-system Building of China's SME |
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| ZHANG Wen-lu.Probe and Analysis on Credit-system Building of China''''s SME[J].China Industrial Economy,2004(7):29-34. |
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| Authors: | ZHANG Wen-lu |
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| Abstract: | The author of the article raised that Chinese government being properly got involved in credit-system building of China's SME is a current entrance of breakthrough and a starting point, and further provided a number of key methods for credit-system building of the SME:involving in evaluation of credit-system building; bearing a certain percentage of losses from loan; establishing guarantee institutions, encourage and binding systems; comprehensively implementing innovation of investment and finance system and etc. |
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| Keywords: | credit-system building government involvement bank loan |
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