我国中小股份制商业银行开展投资银行业务的发展策略

由于外资银行抢夺中国市场和存贷款利差受到挤压,国内商业银行都在力图突破传统的经营模式,迅速开发新的业务品种,有效开辟新的利润增长点。加之国内企业在资本市场融资额猛增,商业银行开展部分投资银行业务的政策环境也已具备,各商业银行纷纷把目光投向收益较高、潜力巨大的投资银行业务市场。在这种背景下,如何拓展投资银行业务成为我国银行界一个需要着重思考的战略性课题,也是商业银行在以后的竞争中立于不败之地的重要战略途径。

China small and medium share holding company developing investment bank business's development strategy

At present saves the loan advantage difference along with the foreign capital bank on a large scale invasion to receive the extrusion, our country commercial banks are trying hard to break through traditional the management pattern, rapidly developing the new service variety, effectively opening the new profit point of growth. Under this kind of bankground, in recent years the innovation speed of our country commercial banks sped up unceasingly, and the new financial product and service appeared unceasingly. In the recent years the domestic enterprises'financing demand increase suddenly in the capital market, and the commercial banks have developed the partial investment bank service, and the commercial banks have gone to the vision to the investment banking. Therefore, how the current commercial banks develop the investment bank service is the strategic topic to the commercial bank, and it is an important strategic way.