我国商业银行个人理财业务探讨

近几年来,我国商业银行的个人理财业务已有了一定程度的发展。但从各商业银行个人理财业务的运作情况可以看出,我国商业银行的个人理财业务尚处于新兴阶段,真正能与外资银行相抗衡的理财业务内容并未能开展。本文通过对目前的个人理财理念及业务发展存在问题的研究,提出了相应的对策,希望可以促进商业银行个人理财业务的不断完善与发展。

Research on the Management of Personal Financial Affairs in Domestic Commercial Bank

In recent years, there has been a certain development on the management of personal financial affairs in domestic commercial bank. But from the operation situation of the management of personal financial affairs in domestic commercial bank, the author firnds out that the financial affairs in our country lies in a new developing stage and its content which can really contend with foreign capital bank cannot be launched. Through research on the management of personal financial affairs in domestic commercial bank, the thesis proposes the existing problem puts forward the corresponding countermeasure,hopes to promote the constant perfection and development of the business of management of personal money of commercial bank.