| 人身保险费率政策改革的影响 |
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| 引用本文： | 郭金龙. 人身保险费率政策改革的影响[J]. 西部金融, 2013, 0(10): 22-24,29 |
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| 作者姓名： | 郭金龙 |
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| 作者单位： | 中国社会科学院,北京100732 |
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| 摘 要： | 本文分析了2013年我国人身保险费率政策改革的基本思路、具体内容和配套改革,梳理了我国人身保险预定利率调整历程及背景,提出本次费率调整将会极大地释放寿险业发展空间;激励保险公司加强产品和服务的创新;助推风险保障业务发展和人身保险产品结构调整等影响.
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| 关 键 词： | 保险业 费率调整 金融创新 |
The Influence of Life Insurance Premium Rate Policy Reform |
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| GUO Jinlong. The Influence of Life Insurance Premium Rate Policy Reform[J]. West China Finance, 2013, 0(10): 22-24,29 |
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| Authors: | GUO Jinlong |
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| Affiliation: | GUO Jinlong (Chinese Academy of Social Sciences, Beijing 100732) |
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| Abstract: | The paper analyzes the basic idea, concrete content and compound reforms of life insurance premium rate policy reform in 2013 in China, sums up the book interest rate adjustment course and background of China＇s life insurance, puts forward that the pre- mium rate adjustment will greatly release the development space of the life insurance, encourage insurance companies to strengthen the innovation of the products and services, and push the development of the risk guarantee business and the structure adjustment of life insurance products, etc. |
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| Keywords: | insurance industry premium rate adjustment financial innovation |
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