论中小企业信用担保业的现状及其发展策略

信用担保是市场经济发展的产物。当前，我国中小企业信用担保业存在着规模较小、抗风险能力弱等问题。因此，通过积极创新信用担保机构的设立形式，扩大担保机构的资金来源；建立健全中小企业信用担保机构外部监管体系；健全再担保制度，完善风险分散机制等措施，来解决中小企业信用担保所面临的一系列问题，更好地发挥信用担保促进中小企业发展的作用。

Status Quo and Development Strategies of SMEs Credit Guarantee Industry

Credit guarantee is a product of market economic development.At present, China's SMEs credit guarantee has the problems such as smaller scale, weak anti-risk capability and other issues.Therefore, we should establish active credit guarantee institutions, expand the funding sources of security agency, build external monitoring system of SMEs credit guarantee institutions, improve the mechanism for risk diversification;and those measures may address the SME credit guarantee face the problems and give better p...