Statistical study of waivers of premiums on disablement

Abstract

At the request of the author, the Managing Director of Livförsäkringsbolaget Framtiden, ömsesidigt (the Swedish Mutual Life Insurance Co. ? Future?), gave him an opportunity to make an investigation into the waivers of premiums on disablement. This investigation which at first was suggested by the Chief Mathematician of the Company, K. G. Hagstroem D. Sc., was meant to contain a study of the experience of a single year, 1932. With regard to view points put forward by the author, the original scheme was essentially widened to give a complete study of the whole experience ever since the foundation of the Company. The author wishes to express his gratitude to the Managing Director for placing a working staff at his disposal for carrying out this plan. He also wants to thank Dr. Hagstroem for his appreciation of the views advanced. The author, furthermore, has pleasure to express his thanks to the entire staff of the Company, for aiding him in his work in many ways, and in this connection he wants especially to mention Mr. Erik Grune, the manager of the actuarial department. Finally, he wishes to thank his many collaborators, especially Miss Elsa Fredricsson and Stig Cronvali, M. Bc. for their assistance.