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村镇银行市场定位偏离及其矫正策略研究
引用本文:邱峰. 村镇银行市场定位偏离及其矫正策略研究[J]. 吉林金融研究, 2012, 0(4): 20-24
作者姓名:邱峰
作者单位:中国人民银行镇江市中心支行
摘    要:村镇银行为农村金融服务注入了新鲜的血液,但在发展过程还在存在很多问题,盲目追求利润最大化,普遍呈现服务"三农"市场定位偏离,村镇银行"不村镇",贷款脱农化、大额化、短期化的倾向。本文旨在探究村镇银行市场定位偏离的根源,积极寻求矫正之策,促使其走上正轨之路。

关 键 词:村镇银行  市场定位  市场定位偏离  矫正策略

The Study of Village Banks Market Positioning Deviation and Its Correction Strategy
Qiu Feng. The Study of Village Banks Market Positioning Deviation and Its Correction Strategy[J]. Jilin Finance Research, 2012, 0(4): 20-24
Authors:Qiu Feng
Abstract:Village banks inject fresh blood for financial services in rural areas.But there exists many problems,such as the blind pursuit of profit maximization,village banks "off village",the loan off agriculture,large,short-term tendency.This paper aims to explore the root of the deviation from the village bank market positioning,and actively seek correction strategy to make it on the right track.
Keywords:Village Banks  Market Positioning  Market Positioning Deviation  Correction Strategy
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