完善我国中小企业融资环境的思考

文章指出我国政府对中小企业的重视程度日趋增强,已陆续出台了一系列扶持中小企业发展的措施,但是目前我国中小企业融资难的问题并没有从根本上解决,资金缺乏仍旧是制约我国中小企业进一步发展的首要问题,其重要原因是我国中小企业融资的法律、政策、中小企业信用担保体系和其自身的组织管理体系仍不完善,且缺乏相应的融资社会服务体系,所以,当前加紧建立和完善我国中小企业融资环境已迫在眉睫。

How to perfect financing environment of the medium and small business enterprise

Our government has paid more and more attention to the small and medium-sized enterprises and has issued a series of measures to support the development of the small and medium-sized enterprises. But nowadays the problem about the difficulties of raising money for the small and medium-sized enterprises is not be solved. Shortage of fund is still the primary factor to restrain the small and medium-sized enterprises in our country from developing further. The important reasons are as follows: first, we don't have suitable laws and policies about finance for small and medium-sized enterprises.Second,the credit assurance system of small and medium-sized enterprises and their own organization management systems are not yet perfect. The third and the last reason is that we are lack of corresponding financial social service system. It is urgent for our country to improve the financial environment for our small and medium-sized enterprises.