| 数据包络分析法DEA在我国商业银行效率研究中的运用 |
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| 引用本文： | 王宁,李植.数据包络分析法DEA在我国商业银行效率研究中的运用[J].上海商学院学报,2005,6(4):1-6,16. |
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| 作者姓名： | 王宁 李植 |
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| 作者单位： | 南开大学,经济与社会发展研究院,中国,天津,300071 |
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| 摘 要： | 本文将数据包络分析法(Data Envelopment Analysis,DEA)引入我国商业银行的效率研究,建立了基于 DEA的商业银行效率评价模型,并应用该模型对我国四大国有商业银行与十大股份制商业银行2002年的经营效率进行了比较。研究结果表明,四大国有商业银行的效率显著低于十大股份制商业银行;我国商业银行总体处于DEA 无效率,其很大程度上是缘于规模无效率。规模不当已成为制约我国商业银行经营效率提高乃至可持续发展的症结所在,而要解决这一问题的关键在于妥当处理商业银行发展过程中所必须面临的技术提升与规模扩张之间的关系。
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| 关 键 词： | 商业银行 效率 DEA |
| 文章编号： | 1673-324X（2005）-04-01-06-06 |
| 收稿时间： | 09 15 2005 12:00AM |
| 修稿时间： | 2005-09-15 |
DEA and Its Application in the Efficiency Study of China's Commercial Banks |
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| Authors: | Wang Ning Li Zhi |
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| Institution: | Economil and Socnal Development Research Institute, NanKai University, Tianjing 300071, China |
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| Abstract: | This paper introduces Data Envelopment Analysis (DEA) into the efficiency study of Chinas commercial banks and establishes an evaluation model based on DEA. It also applies this model to the comparative study of the operation efficiency of the 4 major state - owned commercial banks and 10 joint - stock commercial banks in the year of 2002. The result indicates that Chinese commercial banks are in general DEA inefficient. This is largely because of inefficiency resulted from small scale. Inappropriate scale has become a hindrance to banks raising efficiency and maintaining sustainable development. The key to resolving this problem lies in correct handling the relation between technological upgrading and expansion, an issue which all commercial banks must confront when they grow. |
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| Keywords: | commercial banks efficiency DEA |
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