关于我国建立发展伊斯兰保险市场的建议

伊斯兰律法禁止利息、不确定性交易等经济行为,致使传统保险无法满足穆斯林的保险需求。经过多年的研究,全新的伊斯兰保险诞生,并被穆斯林和非穆斯林所接受,而且市场发展正不断地扩张。我国拥有2000多万伊斯兰人口,而伊斯兰保险市场一片空白,也无学术的理论研究。笔者通过分析我国伊斯兰人口的分布情况及民族特征,以及伊斯兰人口集中地新疆的保险发展状况,探讨了我国发展伊斯兰保险市场面临的诸多机遇与挑战,并提出了以新疆为试点发展伊斯兰保险等政策建议。

An Analysis of China's Development of Islamic Insurance market

Islamic law prohibits economic activities containing interest, uncertainties, resulting in the traditional insurance could not meet the insurance needs of Muslims. After years of research, a new birth of Islamic insurance, and was accepted by Muslims and non Muslims, and the market is constantly expanding.Islam in China has more than 2000 million population, while the Islamic insurance market is a blank, and no academic theory. Based on the analysis of China＇s Islamic pop- ulation distribution and national identity, and the Islamic population is concentrated in Xinjiang, I analyze its insurance development, discuss the development of Islamic insurance market in China faces many opportunities and challenges, and proposed to pilot the development of Xinjiang Islamic insurance policy recommendations.