从全球金融危机看我国银行业金融创新的进一步发展问题

金融创新是国际银行业发展的持续动力,随着我国银行业改革开放的深化,我国商业银行对金融创新的重视和参与程度也越来越高。但是此次全球金融危机却反映出国际银行业在创新过程中的一些严重问题,为我国银行业金融创新提供了一些启示。本文对国际银行业近年来的金融创新进行了反思,总结了我国银行业金融创新的现状,并对我国银行业金融创新的进一步发展提出了建议。

Financial Innovation of China Banking: What has been Learned from the Global Financial Crisis

Financial innovation injects continuous momentum into world banking as a whole. As with deepening of reform and opening of China banking, more and more China banks attach more and more importance to financial innovation. However, the current global financial crisis unveiled some serious issues in financial innovation, and had important implication for China banks that are eager to innovate financial instruments. This paper provides some reflection on financial innovations in recent years, summarizes status ...