对农村合作金融机构发展与改革路径的思考——以吉林省四平市为例

农村合作金融机构是发展我国县域农村经济最重要的市场主体，也是联系农民的重要金融纽带，但同时，其也是我国金融体系中极薄弱的一个环节，其发展与改革的成效直接关系到“三农”经济、县域经济发展，更关乎农村社会稳定的大局。近年，四平市农村合作金融机构加快实施各项改革措施，合理优化了股权结构，进一步健全了产权结构及法人治理结构。但随着当前外部经济环境复杂多变，农村合作金融机构显现诸多影响其改革发展的因素。

Thoughts on the Development and Reform Path of Rural Cooperative Financial Institutions--Taking Jilin Province Siping City as an Example

Rural cooperative financial institutions are the most important market body of China＇s rural economic, is also important financial link to farmers. However, at the same time, it also is a very weak link in our country＇s financial system, its development and reform effect is directly related to the development of county economy, agricultural economy, three＂ more about the rural social stability. In recent years, rural cooperative financial institutions of Siping City accelerate the implementation of various reform measures, optimizing the ownership structure, and further improving the corporate governance structure and corporate property rights. But with the current external economic environment complex and changeable, many factors affecting the reform and development of the rural cooperative financial institutions is emerging.