外资银行在华区位选择行为及实证分析

近年来,外资银行在我国加速发展,区位布局显示出新的特点。本文以外资银行在华区位选择行为作为研究对象,分析了外资银行在华区位选择行为的基本特征、影响区位选择行为的因素及其作用机制,并运用Panel-data技术的模型进行实证检验,得出如下结论:样本城市的对外贸易额、人均可支配收入和信贷总量是影响外资银行区位选择行为的重要因素。

Empirical Research on the Location Distribution Behavior of Foreign-Funded Banks in China

In recent years,foreign-funded banks have developed rapidly in China and their location distributions show some new features.This paper focuses on the behavior of location distribution.Some essential features of locations,influencing factors and their function mechanism are analyzed.On the basis of panel-data experimental model,the conclusion is drawn: foreign trade volume of the sample cities,personal disposable income and credit amounts are the most important influencing factors to the location distributi...