我国商业银行体系脆弱性形成因素及应对策略

美国次贷危机引发的全球金融危机迅速蔓延,并对世界经济体系和金融体系造成严重损害。我国商业银行体系脆弱性现况明显,本文从我国国有银行的现况进行分析,然后对其原因进行分析。介绍了因子分析的思想及方法,然后运用因子分析模型进行了数据分析。最后提出防范国有商业银行脆弱性的对策和建议。

China commercial bank system vulnerability forming reason and solution

The US subprime mortgage crisis triggered by the global financial crisis spread quickly,and had a serious impact on the world economic system and financial system.Status of our country commercial bank system vulnerability,this article from the current situation of state-owned Banks in China is analyzed,and then analyzes its reason.The idea and method of factor analysis is introduced,and then analyzes the data using factor analysis model.Finally puts forward some countermeasures for prevent ing the fragility of the state-owned commercial Banks and the suggestion.