| 商业银行防范中小企业信贷风险探析 |
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| 引用本文： | 李洪涛.商业银行防范中小企业信贷风险探析[J].经济研究导刊,2010(28):62-63. |
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| 作者姓名： | 李洪涛 |
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| 作者单位： | 漯河职业技术学院,河南,漯河,462002 |
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| 摘 要： | 中小企业信贷＂信息不对称＂和＂小、急、频＂的特点增大了商业银行的审查监督成本,降低了商业银行在中小企业信贷方面的积极性。认为,有效的防范中小企业的信贷风险,首先探析中小企业的风险表现有那些方面,并对此进行剖析。
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| 关 键 词： | 商业银行 中小企业 信贷风险 |
Commercial Banks Prevent Smes'Credit Risk Analysis |
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| LI Hong-tao.Commercial Banks Prevent Smes'Credit Risk Analysis[J].Economic Research Guide,2010(28):62-63. |
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| Authors: | LI Hong-tao |
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| Institution: | LI Hong-tao (Luohe Vocational and Technical College, Luohe 462002, China ) |
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| Abstract: | The characteristics that the credit information is asymmetrical and small, fast and frequent in Small and medium-sized enterprises increased the cost of commercial banks＇ investigation and supervision and lowered their credit activity.In order to effectively prevent the credit risk , this paper explores the risk of small and medium-sized enterprises, and carries on the analysis. |
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| Keywords: | commercial banks small and medium-sized enterprises credit risk |
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