后金融危机时代中小企业融资难题的破解——河北省中小企业信用再担保体系构建的基本方案设计

金融危机以来,融资难已经成为困扰中国中小企业发展的重要因素之一.国家及许多省市通过探索中小企业信用再担保机构的构建来缓解这一难题.河北省在信用再担保体系构建的实践中相对滞后,因此应构建科学的中小信用再担保体系,从设立宗旨、构建方式、组建模式和资金来源四个方面进行科学合理的设计,构建一个具有准公共物品性质的、由政府出资组建,实行市场化运作的体系应是合理之选.

The Countermeasures of Small and Medium-sized Enterprise's Financing Puzzle after Financial Crisis

Since the financial crisis,SMEs’ financing difficulties have been one of the important factors in China’s small and medium-sized enterprise development.The state and many provinces and cities through exploring the establishment of SME credit guarantee system to solve this problem.However,the practice of the credit guarantee system construction in Hebei province is relatively lag,so we should construct a scientific medium and small credit re-guarantee system,from the aim,the construction method,formulation model and fund sources four aspects to conduct the scientific and reasonable design,construct the market-oriented operation system with the nature of quasi-public goods and funded by the government should be the reasonable choice.