| 银行授信资产组合优化决策模型与求解 |
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| 引用本文： | 姜灵敏. 银行授信资产组合优化决策模型与求解[J]. 商业研究, 2006, 0(6): 157-159 |
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| 作者姓名： | 姜灵敏 |
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| 作者单位： | 广东外语外贸大学,信息学院,广东,广州,510420 |
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| 摘 要： | 我国商业银行信贷资产占全部资产的70%以上,信贷风险是银行最主要、最直接的风险。因此,研究信贷风险控制模型,并给出简单有效的风险计算方法,为信贷部门提供辅助决策支持,对降低银行不良资产率,提高经营效益具有重要的意义。
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| 关 键 词： | 授信资产 组合优化决策 信贷风险 |
| 文章编号： | 1001-148X(2006)06-0157-03 |
| 收稿时间： | 2005-01-18 |
| 修稿时间： | 2005-01-18 |
The Solution to Decision Making of Awarding Credit Assets Combinatorial Optimization |
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| JIANG Ling-min. The Solution to Decision Making of Awarding Credit Assets Combinatorial Optimization[J]. Commercial Research, 2006, 0(6): 157-159 |
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| Authors: | JIANG Ling-min |
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| Abstract: | Credit assets accounts for 70% in commercial bank assets,involving the major and direct risks.By the credit risk control models,the paper presents an easy yet effective calculating method.Which may provide support for decision making of commercial banks to reduce undesirable assets rate and raise operational efficiency. |
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| Keywords: | awarding credit assets decision making of combinatorial optimization credit risk |
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