远虑以备险 合规自稳健——中国工商银行票据营业部实现票据业务8年“零风险”

自2000年成立以来，中国工商银行票据营业部在保持业绩持续增长的同时，不断加强风险管理和内控建设，通过构建垂直管理的风险防范体系，定期开展内控检查、借助现代信息技术监测业务风险，培育诚信合规文化等一系列举措，实现了票据业务8年零风险。“零风险”的背后是哪些关键因素在起作用。票据营业部未来又将怎样进一步推进风险管理？带着这些问题，本刊记者走访了票据营业部，并对应俊惠总经理进行了采访。

Far-reaching Foresight Accomplishes Zero Risk

Since its establishment in 2000,ICBC Bills Operation Department has been maintaining sustained growth while continuing to strengthen risk management and internal control mechanism. Through series of measures as constructing a vertical management system and conducting regular internal checks,it has achieved Zero Risk for 8 years. To discover the key factors leading to success,our reporters paid a visit there and interviewed with the general manager Ying Junhui.