| 论P2P网络借贷平台的客户权益保护 |
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| 引用本文： | 吴晓光. 论P2P网络借贷平台的客户权益保护[J]. 金融理论与实践, 2012, 0(2): 54-57 |
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| 作者姓名： | 吴晓光 |
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| 作者单位： | 中国人民银行科技司,北京,100800 |
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| 摘 要： | 在P2P网络借贷模式下,借贷双方均可利用网络平台,实现借贷的认证、记账、清算和交割等流程。本文分析了P2P网络借贷的发展模式、主要客户对象与积极意义,从客户权益保护的角度入手,对我国P2P网络借贷平台的监管、相关法律的制定与完善、技术手段的应用等方面提出了建议。
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| 关 键 词： | P2P网络借贷 客户权益保护 |
On the Customer Rights Protection of the P2P Network Loan Platform |
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| Wu Xiao-guang. On the Customer Rights Protection of the P2P Network Loan Platform[J]. Financial Theory and Practice, 2012, 0(2): 54-57 |
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| Authors: | Wu Xiao-guang |
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| Affiliation: | Wu Xiao-guang |
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| Abstract: | Over the mode of the network loan platform,both the borrower and lenders can perform the online trading,lending authentication and bookkeeping,liquidation and delivery etc via the platform.This paper analyzes the development mode,the main target customers and positive significance of the P2P network loan platform,and puts forward some suggestion about the supervision of the platform,the perfection of relevant laws,and the technical means on the protection of the customers’ rights and interests. |
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| Keywords: | Personal to Personal Customer Rights Protection |
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