基于中小企业融资难的对策思考

中小企业由于其发展环境和自身存在的种种局限,融资难问题越来越突出。改善融资环境,拓宽融资渠道,促进中小企业的健康发展可从以下四大方面着手:一是强化自身素质建设,全面提升中小企业融资能力;二是发挥政府扶持和引导作用,改善中小企业融资和发展的社会环境;三是加大银行等金融机构的改革力度,优化中小企业金融服务;四是不断创新融资方式,拓展中小企业融资渠道。

Research on Strategies to Predicament of Financing to Medium and Small Enterprises

Medium and small enterprises are facing financing problem because of the development environment and limitation from themselves.There are four facets that may improve the development of medium and small enterprises: enforcing quality of themselves,improving their financing capacity;elaborating the government's support and guidance,improving the society environment of medium and small enterprises' financing and development;expanding the reformation of financial institutions,optimizing the financial service of medium and small enterprises;innovating the method of financing,expanding financing channels to medium and small enterprises.